Employment Related Practices Liability

Until recently, the Employers Professional Liability market consisted mainly of restrictive forms at elevated premiums.  EPL coverage has taken on increased importance in recent years, as evidenced by the skyrocketing number of claims made to the Equal Employment Opportunity Commission, and Wage and Hour claims brought under the Fair Labor Standards Act.

Quaker can provide you with access to markets that provide more flexible EPL coverage to suit the needs of your clients, including the following:

  • Third-Party coverage
  • Wage and Hour coverage (Fair Labor Standards Act coverage)
  • Full Prior Acts coverage
  • Defense Outside Limits
  • Broad definition of “Wrongful Act”

Early Claim Reporting incentives that reduce the insured’s retention