Insights

The Ins and Outs of Product Liability Insurance

The Ins and Outs of Product Liability Insurance

Businesses that distribute, manufacture, and sell products must do their due diligence to ensure that they are free of defects. Unfortunately, despite the level of care and effort put into their operations, the possibility for errors remains, leaving the company open to potential claims and lawsuits. Product Liability insurance acts as a safety net, protecting companies from costly legal fees...

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4 REASONS NON-PROFIT BUSINESSES NEED JUST AS MUCH OR MORE CYBER COVERAGE

4 REASONS NON-PROFIT BUSINESSES NEED JUST AS MUCH OR MORE CYBER COVERAGE

Cyber insurance is still a new idea to many organizations. But, data breaches are becoming more popular and the consequences of them more severe. As a non-profit, you may feel that you do not have the same risks as a for-profit company. However, there are many reasons that your organization can be vulnerable and why it can be just as or more...

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4 TIPS YOU SHOULD KNOW BEFORE STARTING A HOME RENOVATION OR ADDITION PROJECT

4 TIPS YOU SHOULD KNOW BEFORE STARTING A HOME RENOVATION OR ADDITION PROJECT

Is it time for your New England home to get a face-lift? A home renovation takes a lot of planning and trust to come out right. Keep these tips in mind to make your renovation go smoothly and to end up with results that you want. Get multiple quotes. Before you hire a contractor, it’s important to see what others in the area want for the job. You...

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3 MERGERS AND ACQUISITIONS AFFECTING THE EXCESS AND SURPLUS LINES MARKETPLACE

3 MERGERS AND ACQUISITIONS AFFECTING THE EXCESS AND SURPLUS LINES MARKETPLACE

This is proving to be a turbulent year for the excess and surplus lines marketplace. Price pressures, low asset yields and diminishing favorable loss reserve developments have weakened profitability. There has also been some churn in the industry, with mergers and acquisitions shaking things up in the marketplace. A few important changes: The...

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5 SEASONAL RISKS CONTRACTORS SHOULD BEWARE OF THIS SPRING

5 SEASONAL RISKS CONTRACTORS SHOULD BEWARE OF THIS SPRING

Just like other New Englanders, contractors welcome spring’s relief from cold, wet and snowy conditions. But, there are a number of risks that need to be on your mind as the season changes to keep your workers safe and your insurance costs low. Before heading out into pleasant spring weather to do a job, check out our safety tips and spring...

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TIPS TO USE YOUR HEAT EFFECTIVELY THIS WINTER

TIPS TO USE YOUR HEAT EFFECTIVELY THIS WINTER

Winter heating costs can take a bite out of your budget in New England. Even with this year’s lower energy prices, the Department of Energy still estimates that the average household could shell out as much as $2,500 or more to keep warm over the colder months. Doing what you can to use your heating system efficiently can help you stay...

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ICE DAM MYTHS YOU SHOULD IGNORE

ICE DAM MYTHS YOU SHOULD IGNORE

Ice dams prevent melting snow from draining from your roof. This can cause serious damage to your insulation, ceilings and walls if the melted water seeps inside. This winter’s heavy snowstorms mixed with our chilly New England winters can cause these to develop. You can protect yourself against potential damage, but only if you understand what...

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